DFW Real Estate Is Rebalancing and That’s A Good Thing

If your feed has been swinging between “boom” and “bust,” here’s the clear middle ground: the Dallas–Fort Worth market is rebalancing.

Supply has loosened from the hyper-tight pandemic years, sellers are adjusting pricing more proactively, and mortgage rates have eased from 2025 highs. None of that signals trouble, it signals opportunity for informed buyers, especially veterans, when you move with a plan instead of panic.

The DFW Snapshot - Late October 2025

• Price adjustments are returning to normal. Recent local data shows more than one-third of listings have adjusted pricing as sellers meet buyers in the middle.
• Supply is stronger and healthier. North Texas now holds its largest available inventory in over a decade, giving buyers more choice and balance.
• Rates have eased slightly. Freddie Mac’s weekly survey placed the 30-year average around 6.2% (as of October 23) about a full point lower than early 2025 highs.
• Builders are back at the table. Incentives like rate buydowns, appliance packages, and closing-cost credits are common again as builders work to close out 2025 inventory.

Translation: More options, more negotiation room, and a healthier path forward for both sides of the table.

Why This Is Good News for Strategic Buyers

1. Negotiation Power Has Returned.
   With balanced inventory, buyers now have room to ask for closing costs or price flexibility that wasn’t possible in 2021–2022.
2. Many DFW builders offer incentives - like rate buy-downs or design upgrades, through their preferred lenders.
   It’s important for buyers to know they have options.
   Through our Smart Start process and preferred lending partners, we help clients explore how to maximize those incentives while ensuring they’re still getting the best overall financing and long-term value.
3. Slightly Lower Rates = Renewed Affordability.
   Even a small rate drop can make a meaningful difference in buying power.
   During your Smart Start Session, our preferred lending partner helps you see what that means for your goals, with clear numbers, options, and next steps that fit your comfort level.

🎖 Veterans: Your Advantage Is Compounding

• No private mortgage insurance (PMI)
• Competitive rates
• Buyer-friendly protections
• Stackable with builder incentives
• Full property tax exemption for qualifying 100% disabled veterans

When you connect those benefits with the right strategy, it becomes a wealth-building moment, not a waiting game.

For example, veterans with a 100% disability rating in Texas are exempt from property taxes on their primary residence - meaning their monthly payment often includes only principal, interest, and homeowners insurance.

(All financial guidance comes directly from licensed mortgage professionals. Momentus Real Estate Group does not provide financial, legal, or tax advice.)

Smart Start Perspective: Clarity Before Contracts

At Momentus, we don’t start with house hunting, we start with understanding.

Your Smart Start Session is a 90-minute educational planning meeting designed to connect the dots between your goals, finances, and timing.

Sessions can be held in person at our Grapevine office or virtually via Microsoft Teams, whichever is more convenient for you.

In either format, your Momentus agent and our preferred lending partner meet with you together to review your real numbers, explore loan options, and design a personalized roadmap.

You’ll leave with:

• A clear, realistic budget
• Loan options (VA, FHA, Conventional, DPA, USDA)
• A timeline tailored to your goals
• Guided access to the full MLS and new construction communities that match your goals

Book your Smart Start Session → [Call 682-223-1347] or [email protected]

In Summary: The Market in Perspective

If you’ve been seeing national headlines about “housing slumps” or “market slowdowns,” here’s the local truth: the DFW market is normalizing, returning to balance after years of record demand.

• Inventory has normalized after years of scarcity.
• About one-third of listings are showing price adjustments.
• Builders are offering buyer incentives to close out the year.
• Rates have eased from early 2025 highs.

For veterans, this creates a unique dual advantage, powerful VA benefits and a more negotiable market.

At Momentus, we lead with education. Our Smart Start Sessions connect the dots between your goals, your finances, and your readiness, no pressure, just clarity.

Because when you move with Care, Clarity, and Confidence, the market moves with you.

📞 682-223-1347 | ✉️ [email protected]

Educational Disclaimer

This article is for educational purposes only and should not be considered financial, legal, or tax advice. Market conditions vary by area and change frequently. Buyers and sellers should verify figures and terms with qualified professionals before making decisions.

Sources & Data (Updated October 2025)

• Dallas Morning News: “More Than a Third of DFW Homes See Price Cuts”
• HousingWire: “October Is the Most Buyer-Friendly Window in 2025”
• Freddie Mac Primary Mortgage Market Survey – October 23, 2025
• Norada Real Estate / DFW Trends Report
• Local Builder Incentive Listings, October 2025