“Love your home, love your journey.”

Real Insight, Not Noise

Every week, headlines swing between optimism and alarm — and lately, social media has amplified both extremes.

But here’s what those of us inside the market know:
Real estate isn’t collapsing. It’s recalibrating.

The surge we saw during 2020–2022 was never sustainable. Those were extraordinary conditions fueled by historically low interest rates and pandemic migration. What we’re witnessing now is the market returning to balance — and with it, new opportunities for strategic buyers, especially veterans.

The DFW Reality Check

• Rates are easing, creating new affordability momentum for qualified buyers.
• Builders are re-engaging, offering some of the most competitive incentives we’ve seen in years.
• Material tariffs are rising, which could gradually impact future build costs and inventory pricing.

In short: the short-term headwinds are real, but the long-term fundamentals — job growth, demand, relocation trends — remain strong.

🎖 For Our Veterans

If you’ve earned VA benefits, this moment is worth paying attention to.

Your VA entitlement gives you a built-in advantage: no private mortgage insurance, flexible credit thresholds, and protections that shield your earnest money during the appraisal process.

When paired with builder incentives — closing-cost credits, design upgrades, or rate buydowns offered through their preferred lenders — that combination becomes a wealth-building opportunity.

Our Smart Start Session exists to help you evaluate that clearly — not to sell, but to educate. We sit down, run your numbers, align your goals, and build your timeline.
Because timing matters — but clarity matters more.

📊 Market Snapshot — October 2025

• Rates: Easing modestly from midyear highs (source: Freddie Mac).
• Builders: Actively incentivizing contracts to close out 2025 inventory.
• Tariffs: Adding cost pressure to lumber and imported finishes.
• Timing: Year-end incentives + fewer buyers = stronger negotiating power.

Translation: This is a strategic window for informed, prepared buyers.

💡 The Momentus Perspective

At Momentus, we guide with three things: Care, Clarity, and Confidence.
Because markets will always shift — but informed decisions never lose value.

If you’re navigating your next move — whether that’s buying, selling, or simply preparing — let’s connect.

• Schedule your Smart Start Session with Doug and me.
• Request our Builder Incentive Snapshot for VA-friendly communities.
• Subscribe to The Connector Newsletter for monthly clarity and insight.

Visit momentusrealestate.com

❤️ Closing Reflection

“Real estate rewards those who move with clarity, not fear.
The market doesn’t choose winners — strategy does.”